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RBI Audit Stress Solved: Instantly Prove
Who Has Access to What.

Stop the manual, error-prone spreadsheets. Achieve Continuous Audit Readiness under the latest RBI Master Directions with nimbleNOVA.

The Fintech Revolution: Powering India’s $5 Trillion Dream

India’s Fintech ecosystem is the engine of the national economy. With over 9,900 Fintechs and a global-leading adoption rate of 87%, the industry is the backbone of the "India Stack."

As Fintechs scale to handle billions of transactions via UPI, Aadhaar, and Account Aggregators, they have evolved from simple apps into systemically important infrastructure. This growth has brought a new era of scrutiny: The RBI no longer views you as a startup, they view you as a financial institution.

Characteristics of the Modern Fintech Ecosystem

To lead the market, your infrastructure must be:

Hyper-Scalable

Onboarding millions of users and thousands of internal identities instantly.

Hyper-Scalable

Onboarding millions of users and thousands of internal identities instantly.

Deeply Interconnected

Relying on a complex web of APIs, third-party vendors, and multi-cloud environments.

Deeply Interconnected

Relying on a complex web of APIs, third-party vendors, and multi-cloud environments.

Data-Centric

Handling sensitive PII and financial records that require absolute integrity.

Data-Centric

Handling sensitive PII and financial records that require absolute integrity.

Always-On

Operating in a high-frequency environment where a single unauthorized access can lead to catastrophic loss

Always-On

Operating in a high-frequency environment where a single unauthorized access can lead to catastrophic loss

The RBI Cybersecurity Master Directive: The Cost of Non-Compliance

The RBI’s Master Direction on IT Governance, Risk, and Controls has made manual compliance obsolete. Compliance is no longer a "check-the-box" annual event; it is a continuous mandate.

The "Proof" Burden

Can you generate a verifiable audit trail of every access decision within minutes during a surprise CSITE (Cyber Security & IT Examination)?

The Manual Trap

Using spreadsheets for access reviews is now flagged as a "material deficiency," leading to immediate audit findings.

Financial Hit

In FY25, the RBI levied penalties totaling over ₹54 Crore for IT governance lapses.

The Brand Crisis

Non-compliance can lead to "Cease & Desist" orders on new customer onboarding, stalling your growth and spooking investors

Don’t Wait for a Show-Cause Notice.

See how your current access controls map against the 2025 RBI Mandates.

One Platform. Every Archetype

The RBI applies different pressures based on how you handle money. nimbleNOVA is the only IGA platform tailored for every fintech model:

  • Payments & Wallets (PAs/PPIs) • The Headache: Separation of Duties (SoD). The RBI mandates that code-writers cannot be fund-movers.

    • The nimbleNOVA Fix: Real-time prevention of conflicting access rights across your entire production stack.
  • Digital Lending (NBFCs) • The Headache: PII Protection. Proving that sensitive borrower data is accessed strictly on a "need-to-know" basis.

    • The nimbleNOVA Fix: Logs every "Who, When, and Why" of customer data access for an ironclad audit trail.
  • WealthTech & Broking • The Headache: Privileged Access. Controlling "God-mode" access to core investment engines.

    • The nimbleNOVA Fix: Implements "Just-in-Time" access for admins, ensuring no permanent "keys to the kingdom."
  • B2B SaaS & Enablers • The Headache: Third-Party Risk. Your banking partners are now required by the RBI to audit you.

    • The nimbleNOVA Fix: Generates "Bank-Ready" audit reports in one click to satisfy your partners' compliance teams.
  • Emerging Tech (AI/Web3) • The Headache: Rapid Scaling. Manual access mapping cannot keep up with cloud-native innovation.

    • The nimbleNOVA Fix: "Zero-Touch" discovery that auto-maps identities as fast as you deploy code.

Ready to Automate Your RBI Compliance?

Don't let a manual oversight be the reason for your next audit finding. Let nimbleNOVA show you how we solve the access problem entirely.